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If an assortment agency calls you of a financial obligation you owe, donвЂ™t give them money or personal information that you donвЂ™t think.
Your creditor or even the collection agency may are making an error. A creditor is really a individual or company you borrowed from cash to.
Contact the collection agency and explain that:
- you donвЂ™t owe the funds, or
- the knowledge they have is incorrect.
Then, the collection agency can contact your creditor to learn why they declare that you do owe the amount of money.
In the event that collection agency is wanting to gather a financial obligation you already paid, you may wish to contact the creditor. See Step One.
Making certain it is a collection agency that is real
Be sure that the caller is from an actual collection agency just before provide them with any information that is personal.