We’ve a car or truck it worth 8000-9000$ we’ve tried selling straight out or trading with no avail that we owe 11,700 w/ almost 18% interest and kbb is only showing. We have lost my work and never want another repo on our credit. We’ve never ever missed a repayment in a couple of years and 5 months. But we can’t get our credit college to obtain over 520. Do any suggestions are had by you.